Amazon Appstore – Free App Of The Day – Debt Payoff Planner
In these tough and trying times this app may help you with your debt planning – at least it’s free today, so that should help a little. Why not download this app and see if it works for you?
If you wondering which credit card or loan to pay off first? How long it will take you to become debt free? The Debt Payoff Planner app for Android can answer these important financial questions and help you manage your debts simply and strategically.
You can download this app for free today just by clicking here.
Dealing with Debt
For most people today, managing debt is just one more aspect of good financial planning. Whether you are dealing with school loans, car payments, credit card balances, or other debt, you need to have a solid plan. This app allows you to compile all your loan data in one place and analyze payment schedules and strategies.
Crafting a Custom Payment Plan
You don’t need an MBA to use Debt Payoff Planner, and it won’t take hours of data entry. Simply input each loan or card balance, the interest rate, and the minimum monthly payment. Then select how you want to pay them off: highest balance first, lowest balance first, highest interest first, minimum payments only, or a user-specified order. Finally, enter the total amount you want to pay toward your debt each month.
With a touch of a button, the app then calculates your customized payment plan and amortization table. It tells you how much to contribute toward each debt every month, how much total interest you will end up paying, and exactly when you will be debt free. See details by touching any month in the plan. The app can even display your payment plan visually with colored charts and graphs.
Flexible and Connected
What if you want to make intermittent extra payments toward a loan? The app contains a feature allowing you to factor those into your plan. How about if you get a special promotional interest rate? Debt Payoff Planner has that covered as well.
You can export your payment plan information any time you want by sending a .csv file through e-mail. You also have the option of linking your data to Payment Scheduler, a sister app that can help you keep track of your individual payments and their due dates.
Joanne Carter
Joanne Carter is a British photography journalist, editor, curator, and the founder of *TheAppWhisperer.com*, one of the world’s leading platforms dedicated to mobile photography and art. Since its launch in 2009, TheAppWhisperer has become an international hub for artists of all levels to discover, learn, exhibit, and engage with contemporary photographic practice.Built on principles of inclusivity, accessibility, and artistic excellence, Joanne has spent almost two decades championing mobile photography as a serious artistic medium. Through interviews, critical essays, exhibitions, competitions, and education, she has helped shape and document the evolution of mobile art on a global scale.Her work has taken her internationally, lecturing on photography and mobile art at institutions and events including the Museum of Art in Seoul, South Korea, alongside appearances in the UK and Europe. She has served as a juror for international photography and mobile art awards across Portugal, Canada, the United States, South Korea, Italy, and the UK.Joanne is also the founder of *TheAppWhispererPrintSales.com*, one of the first online galleries dedicated exclusively to collectible mobile art, connecting artists with collectors across Europe, the United States, and Asia.Before founding TheAppWhisperer, Joanne worked extensively in print journalism and photographic publishing, including roles at a paparazzi photo agency and as deputy editor of a leading photography magazine. Her freelance journalism, criticism, and commentary have been published widely in both the UK and the US, with bylines in *The Times*, *The Sunday Times*, *The Guardian*, *Popular Photography*, *NikonPro*, *DPReview*, *Which?*, *Vogue Italia*, *LensCulture*, the *BBC*, and more recently, the *Financial Times*, where her published letters on photography continue to contribute to wider conversations around the medium.Alongside her editorial and curatorial work, Joanne’s own photographic practice has been exhibited internationally across the UK, Europe, South Korea, and the United States. Her work increasingly explores themes of grief, loss, death, memory, and the body.Her current research interests centre on grief, death, and poverty, with forthcoming postgraduate study leading towards doctoral research in these areas.Joanne is currently developing new long-form writing and photographic projects and is available for commissions, editorial projects, speaking engagements, and collaborations.Contact: joannetheappwhisperer@gmail.com)